Thank you. I'm with Boi and I'll definately be switching.Agree with sarenco, start a pension asap. Keep €10k as a cushion
Look into health insurance for both of you
Throw the balance off the mortgage, and depending on which bank your with it might be worth looking at switching
2. Pay a lump sum of my mortgage once im out of fixed term
overpaid my mortgage by €90/ month for the last 5 years ( that's the max the bank allowed me to overpay by).
I have tought about health insurance, but I've always been in good heath,
My health was good until I was 38 too and it’s not so good since. Health problems increasingly occur with age. You don’t have to be an actuary, just look around you. Ireland’s health insurance rules also penalise people who start after age 35 so better to start early.I'm 38
Thank you. I'm with Boi and I'll definately be switching.
I have tought about health insurance, but I've always been in good heath, I'm 38 and I'd probably get quicker access to medical care by traveling abroad. I have some enherited properties abroad ( only worth about 100k), but it's a place to stay in if I need to.
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