K
kellsum
Guest
Hi, I have a 3 yr fixed term loan for which I am half way through but with the interest rates being so low I haven't made any money on it.
I need to get my hands on some ready cash and was going to get a loan from the bank but the interest is horrendous.
My query is if I take my money out of the fixed term a/c and pay the dirt on the interest will that have any reprecursions later on if I want to get a loan/mortgage again.
Should I just swallow the pain and take the loan or should I take my own money out of the a/c.
I need to get my hands on some ready cash and was going to get a loan from the bank but the interest is horrendous.
My query is if I take my money out of the fixed term a/c and pay the dirt on the interest will that have any reprecursions later on if I want to get a loan/mortgage again.
Should I just swallow the pain and take the loan or should I take my own money out of the a/c.