Looking for advice on getting a top-up on mortgage.

Hi guys

Looking for some advice, I'm goin to sit down with KBC bank tomorrow to see if we can get a top up.
Our outstanding mortgage is 319000, the house is prob worth approx 200000 at a push we have an outstanding loan with the credit union of approx 10000.

My questions are:-
Do u think we have a hope in hell of getting a top up?
Will the bank check with the credit union about the loan?

Could be not nice about this but you haven't got a hope. They will simply laugh at you and you are letting them know you need money for something. They might start wondering why.

Hi partnership
Thanks for the reply, I taught that myself. My husband just wants to go & see what they say we've never missed a payment & we are both in full time permanent employment with a combined gross income of approx 82000.
We are hoping to extend, that's what we want the money for however it's not the end of the world if they say no.

Not a hope, you would need to have a house worth a lot more than the mortgage.