F
fisher
Guest
I saw a thread started on this yesterday but it disappeared.
I am interested in it too.
1) Assuming you go to the UK, after the 12 month period, how long exactly is bankruptcy on your file (in Ireland) and therefore affecting your chances of getting credit? I've heard 7 years? Is that period set in stone or can it vary?
2) Can you get credit from some institutions in Ireland in this time period? If so which ones? Does it vary according to your personal circumstances?
Is there a cap on the amount you can get regardless of your wages?
3) After this time period it is supposed to be wiped from your file. Does this happen in practice (in Ireland) or will a bank still know you were bankrupt even if they are not supposed to take it into account anymore?
4) Can your spouse's chances of getting credit be affected?
Even if technically it shouldn't, could the bank find out your spouse was bankrupt where it could inadvertitly affect their decision about giving your spouse credit?
All questions above are related to your credit situation in Ireland rather than the UK.
I am interested in it too.
1) Assuming you go to the UK, after the 12 month period, how long exactly is bankruptcy on your file (in Ireland) and therefore affecting your chances of getting credit? I've heard 7 years? Is that period set in stone or can it vary?
2) Can you get credit from some institutions in Ireland in this time period? If so which ones? Does it vary according to your personal circumstances?
Is there a cap on the amount you can get regardless of your wages?
3) After this time period it is supposed to be wiped from your file. Does this happen in practice (in Ireland) or will a bank still know you were bankrupt even if they are not supposed to take it into account anymore?
4) Can your spouse's chances of getting credit be affected?
Even if technically it shouldn't, could the bank find out your spouse was bankrupt where it could inadvertitly affect their decision about giving your spouse credit?
All questions above are related to your credit situation in Ireland rather than the UK.