purplrpink
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Hi, I am new to this site and not sure how it works! I have gone through, and am still going through, something very similar to your situation Jane09. I have seen your other posts on bankruptcy and issues with the original bank. I saw that you indicated that it was incorrect for the original bank to keep reporting on your husbands mortgage, post bankruptcy. Can you tell me if that is the case and where you found that information please?My husband went bankrupt in 2017 and discharged from it in July 2018. We got a mortgage off bank of Ireland last September 2021 so 3 years after he was discharged. He would have got one earlier but the house he previously owned was not sold until then so that delayed the icb and ccr from being updated. We had terrible problems with the ccr and icb. But got there in the end. Hope this helps. There is life after bankruptcy. Any questions feel free t
Hi Anon , we are in similar situation- just finished a successful PIA and wondering about possibility of switching our mortgage from Vulture Fund , any advice would be greatly appreciated.Happy to offer our experience..we entered a PIA in 2020 for 12 months. Had our mortgage with a vulture fund and due to increasing variable rates we applied for a switch and were accepted by Bank Of Ireland in 2023. Also a separate credit union home improvement loan. Plenty of hope !
Hi, happy to offer advice from our situation. I've just logged in here after some time, apologies for the late reply.Hi Anon , we are in similar situation- just finished a successful PIA and wondering about possibility of switching our mortgage from Vulture Fund , any advice would be greatly appreciated.
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