karltimber
Registered User
- Messages
- 94
Maybe not for everyone? Maybe your credit history caused delays?Be warned if you need a loan in a hurry it takes much longer than 2 weeks to go through Tesco for a loan, probably double that!!
Most likely only if it is secured against the property as a mortgage topup. Unsecured (personal/car) loans will normally cost a lot more. If you can/do go for a mortgage topup then you should look at paying the topup off over a similar term to the alternative unsecured loan - e.g. a number of years rather than a number of decades. Paying for a car or other purchase via the mortgage over the full term of the mortgage will cost you a lot even if the monthly repayments seem small.is there any chance that they could give me a 13k loan at the same rate as my variable mortgage ??
On the subject of car loans, if I was to get a loan with AIB or Tesco's and wanted to pay a lump sum off every so often, is that allowed?
No exit penalty with Tesco loan, event though the rate is fixed. I think they are the only one allowing this.If you want to pay it off early there will be penalty charges.
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