I am off work sick at the moment and, from this week will not be paid at all.
I am single & live alone (so the bills are all on me). My mortgage is due to be paid next week, my pre-paid electricity needs to be topped up in the next few days, monthly bills are due etc. I have €7 in the bank. My credit rating is bad (which I have been trying hard in recent months to work on, making sure not to miss any payments etc) But in the last couple of days I have been turned down for a loan or credit card from my bank, credit union, chillmoney.ie & avant.
I usually work one main job three days a week and then another job on a self-employed basis 1 day. I have had nothing for the last three weeks from the second place as I only get paid for the hours I am there. My "main" job had been paying me until now so my illness benefit was being paid to them which I have now asked to be changed but it may take a week or two.
I desperately need money somehow but am scared of applying to a dodgy money lender. Can anyone advise please? Being sick I am not thinking too clearly and any help would be most appreciated.
I am single & live alone (so the bills are all on me). My mortgage is due to be paid next week, my pre-paid electricity needs to be topped up in the next few days, monthly bills are due etc. I have €7 in the bank. My credit rating is bad (which I have been trying hard in recent months to work on, making sure not to miss any payments etc) But in the last couple of days I have been turned down for a loan or credit card from my bank, credit union, chillmoney.ie & avant.
I usually work one main job three days a week and then another job on a self-employed basis 1 day. I have had nothing for the last three weeks from the second place as I only get paid for the hours I am there. My "main" job had been paying me until now so my illness benefit was being paid to them which I have now asked to be changed but it may take a week or two.
I desperately need money somehow but am scared of applying to a dodgy money lender. Can anyone advise please? Being sick I am not thinking too clearly and any help would be most appreciated.