Hi,
I’m due to finish my 2nd term of a two year fixed rate this month. Purchased the house in 2006. When my 1st term finished I fixed again for two years in 2008 (which i regret).
I was offered a tracker at the time of 1.5%+ ecb (which i should of taken). When i looked up my contact, it stated that at the end of the fixed rate period i would revert to a standard variable rate. Yet, they offered a tracker!
Now, I rang them about the possibility of being offered a tracker this time. They could not see any info in my contract so they rang me back. I expected the answer would be NO. PTSB informed me that i would not be offered a tracker again.
My question, should i have my contract inspected by an advisor/solicitor before I accept?
I’m due to finish my 2nd term of a two year fixed rate this month. Purchased the house in 2006. When my 1st term finished I fixed again for two years in 2008 (which i regret).
I was offered a tracker at the time of 1.5%+ ecb (which i should of taken). When i looked up my contact, it stated that at the end of the fixed rate period i would revert to a standard variable rate. Yet, they offered a tracker!
Now, I rang them about the possibility of being offered a tracker this time. They could not see any info in my contract so they rang me back. I expected the answer would be NO. PTSB informed me that i would not be offered a tracker again.
My question, should i have my contract inspected by an advisor/solicitor before I accept?