We had a car loan which we paid every month no problem we only had a year left and then bang jobs were lost. We moved to oz and left car behind hoping we could get jobs and still pay car. 9 months my husband was out of work and we had two small children no benefits and no way home. So we had to battle on we sold the car which I now know was wrong but we had too we got hardly anything for it and we asked car loan company if they would discount if we paid early what was left they refused and added charges. I battled for many months and still no. It's now a few years on and my husbands parents get a call from a debt collection agency looking for him....can they do that? So my husband called and they had said they had loan and needed money ASAP. Once again he was out of work and I had hurt my hand we had little savings and were stressed out he advised them if he had money he would have paid every couple of weeks we were getting emails until I sent them all my savings 2022 euro before I had break down total of the debit was 5000 as agreed by debt collection. Now we have letter from law firm asking for 4987 euro in 7 days. We do not have that money and the debt collect agency knows that and it's way more than agreed.
Debt collection agency said the offer of 5000 was a 28 day deal but I have an email to state other wise. What can we do? Really we only owe 2978. It's not a lot in today's current affairs and it's really only the interest outstanding.
Debt collection agency said the offer of 5000 was a 28 day deal but I have an email to state other wise. What can we do? Really we only owe 2978. It's not a lot in today's current affairs and it's really only the interest outstanding.