Just wondering if anyone would be able to help - my mam and dad have life cover with irish life in thier Lifesave Plan. The broker they got it through has advised them to cash it in becuase it is due to be reviewed and wont be worth the value it is now in the future. The broker is suggesting cashing in this policy and taken out an alternative plan.He is offering another plan which gives them the same cover for cheaper ,they will save money and secure the fund value from over the years. I hope this makes sense and you can offer some advise as to what they should do for the financial best?please