I want to start shopping around for quotes and I understand I need to compare like with like so first step is probably to go down through my existing policy and get up to speed with the various buzz words. One thing I've noticed with the online quotes is that there is no family history health check. In my case, both parents died from cancer so I'm paying more than your typical Joe/Josephine.
Are there any bells and whistles I should ignore from the various providers? And, should I switch, what kind of steps are typically required to switch provider?