My husband had a claim where he was at fault dating back to April 2019. The claim is ongoing and we believe there was a personal injuries element. Last we heard from the claim handler at the insurer was that she had rejected the settlement offer. We got a letter form the insurer's solicitor today out of "courtesy" informing us that legal proceedings have been taken against my husband on the matter and that they recommend he admits liability. I've two q's:
1. Can my husband be held personally liable for the accident even though he had valid insurance?
2. We have a current mortgage application which we will have to renew soon and hope to draw down in the next 4 months or so. Would this open legal case impact our application?\
3. Does my husband need personal legal advice on the matter?
Will speak to the insurer's solicitor for more details on this but I didn't realise this could come to my husband being personally sued....
Thanks
1. Can my husband be held personally liable for the accident even though he had valid insurance?
2. We have a current mortgage application which we will have to renew soon and hope to draw down in the next 4 months or so. Would this open legal case impact our application?\
3. Does my husband need personal legal advice on the matter?
Will speak to the insurer's solicitor for more details on this but I didn't realise this could come to my husband being personally sued....
Thanks