This comment may not be appropiate for this post but it refers to the media publicity this morning in regard to the registration of a legal charge over property. If a person was not familiar with the process one could easily confuse it with a judgment mortgage which the reports make reference to.In years past when i worked in a bank a Legal Charged was taken over Land Registry title and a Legal Mortgage taken over Registry of Deeds title. While these items might be part of security for a loan it was not unusual for a period to elapse before the document was actually lodged for registration.