Leaving work of my own accord: what assistance? paymnt prot?

I'm on the verge of leaving work before I'm pushed and want to know if I would eligible for the dole and I have about 3 grand to pay on the visa card but I'm paying payment protection, does it make any difference, the same applies to my car on hire purchase, would the payment protection be any help there.

When I do leave what financial assistance would I be entitled to, surely after 20 years of taxes I'm entitled to some slack, bearing in mind that I'm leaving on my own accord.

ajpale edited title

Re: Leaving work

I'm on the verge of leaving work before I'm pushed and want to know if I would eligible for the dole

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As a general rule, if you leave employment of your own accord you do not get Unemployment Benefit. You may be eligible for Unemployment Assistance depending on your overall financial position.

I have about 3 grand to pay on the visa card but I'm paying payment protection, does it make any difference. the same applies to my car on hire purchase, would the payment protection be any help there.

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You really need to check the small print of the payment protection policy provided by your credit card provider.

Re: Leaving work

Hi Domper,

Welcome to AAM. Im sorry to hear of your situation at work.

As rainyday said the fact that you are leaving of your own volition you will not get UB. Is waiting to be "pushed" an option for you?

I have moved this post from the tax forum to the banking borrowing and credit card forum because I think the people here may be better able to answer your second question regarding payment protection.


ajapale

Re: Leaving work

Ok thanks folks, and no I'd sooner go on my own accord.

Re: Leaving work

20 years service and you'ld sooner go of your own accord? Naturally you haven't told us the finer details, but have you considered what redundancy or other entitlements you might be due, if you were "pushed"?

Re: Leaving work of my own accord: what assistance? paymnt p

If you have full PRSI contributions paid you will qualify for Unemployment Benefit. If you leave work voluntarily and without just cause you may be suspended for a period of up to a maximum of 9 weeks from the date you left work.

If a disallowance is imposed by a Deciding Officer, argue the toss with him/her, look to have a lesser period imposed, explain how you came to be unemployed, were there particular circumstances that may mitigate in your favour and made you leave. If you have 20 years work behind you ask that this also be taken into account. Above all, be reasonable at all times, don't lose the head and appeal all decisions until you get a decision with which you are satisfied.

Finally, if you have no income for the period that you are unemployed. you should apply for Supplementary Welfare Allowance from the Community Welfare Officer in your local health board health centre. The CWO's pay a means tested payment when you have no other income.

In relation to the HP and the CC debts, I would assume that if you left "voluntarily" you have no chance of claiming on these. If you were made redundant along with other people the position might be different but most of these payment protection plans always have loads of get out clauses for the bank/ insurance company involved. i.e. were you the only one that was made redundant, was it voluntary etc



Murt

Re: Leaving work of my own accord: what assistance? paymnt p

surely after 20 years of taxes I'm entitled to some slack

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If the 20 years are all indeed with this employer (it's not clear from your post if they are) then it would seem foolish to pass up on the redundancy you would be entitled to if "pushed".

Re: Leaving work of my own accord: what assistance? paymnt p

I was recently suspended pending an investigation at which I took full responsiblity for my actions and played it straight down the middle, the upshot of the enquiry was that I would be relocated to different part of the plant and effectively demoted along with a final written warning,along with been put on a 3 cycle shift(I haven't worked shift for nearly 17 years) I know that it can be taken to rights commisioner for an appeal and my union is keen to do this but at the end of the day I'm dead meat as far as this job is concerned, I'm currently off on a cert(the company wanted a response to there disiplinary measures within a couple of days) and am unsure if I will even bother going back even though I know that that is what the company hopes I will do. Its possible that a rights commisioner will get some of the sentence reduced but at the end of the day I'm still on borrowed time with the company, I just don't know what to do.

Re: Leaving work of my own accord: what assistance? paymnt p

Is there any chance the company would give you voluntary redundancy? Has this option been discussed with either your union or your employers?

Re: Leaving work of my own accord: what assistance? paymnt p

Not a hope in hell, they are clearly hoping that by pushing to the edge with there disiplinary measures that I will go on my own accord, but I've now decided that I'm going back on Monday and will appeal there disiplinary measures through the rights commisioner service(they kindly offered the companies european head of human resources to adjudicate on the matter) I'm expecting a rough few weeks until this hearing is heard but so be it, but I also know that in there eyes I'm a dead man walking.

Re: Leaving work of my own accord: what assistance? paymnt p

If they really wanted to fire you, why wouldn't they have done this after their inquiry?

Re: Leaving work of my own accord: what assistance? paymnt p

I don't really know rainyday, probably for a number of reasons, firstly I know the manager(and the excutioner)for donkeys years even though we never got on, we tolerated each other although I must say most of the malice was coming from him, secondly in my defence I pleaded guilty from the beginning and I think they(manager and HR guy)probably hoped that I would lie and inevitably would be found out thereby strengtening their case also I have an totally unblemished record over 19 years. I know that there is no real deterent for any company to fire anyone( probably the most they would have to pay is couple of hundred on an unfair dismissal) There is also possibly an element of not wanting to be seen as going totally overboard by the other employees, because what I did would have shocked and surprised everyone but on the cold light of day everybody would also know that it was probably more stupididy than cunning that caused my action. It could one of those reasons or or not as I don't really know, now that you mention the the union guy thought all along that they wouldn't sack me either but was then surprised by their level of disiplinary action in the end.

Re: Leaving work of my own accord: what assistance? paymnt p

So what has changed since then that makes you convinced that they now want to fire you?

Re: Leaving work of my own accord: what assistance? paymnt p

I probably not making myself clear rainyday, they probably always wanted me to go but THEY don't want to fire the shot themselves as it would appear going by their disiplinary measures that by pushing me far enough, I just my do then a favour and jump myself therefore no blood on there hands and therefore no potential hassle to the company.

Re: Leaving work of my own accord: what assistance? paymnt p

If you want to even more confused about this topic click on the following link( although this was discussed before my disiplinary hearing)

[broken link removed]

Re: Leaving work of my own accord: what assistance? paymnt p

Why do you feel you need to do the company a favour?

Re: Leaving work of my own accord: what assistance? paymnt p

I don't feel that I need to do the company a favour, I intend to back on Monday and brazen it out until the rights commisioner hearing but I expect that they will use every opportunity between now and then to belittle and humiliate me as they have relocated me to another section of the plant where menial boring tasks are the norm.