Hi,
I've been told different opinions on this and would like to get some advice from people on this topic.
I am in negotiation to join a new job but I am approx. 20 months into my current job. I'm told I will lose the employers contributions to my pension because it is under 2 years.
I was told by my pension provider that I can top up my current Irish DC pension with a UK DC pension. (I used to work in the UK for 5 years). I've to fill out some forms for an overseas pension transfer from one of my UK pensions to my current pension before I leave. When I fill this out I was told the 'pensionable time' will top up my current pension here in Ireland and therefore I can keep the employer's contributions.
I've had diff opinions on this, one from a financial planning place - they say be careful with transfers and that I CAN'T do this as they are totally diff plans / pensions and that it will cost 6k for certificate. They recommend leaving the pension in the UK.
Any thoughts on this, anyone?
Thanks