Health Insurance Laya - Precision 300 Connect renewal

Charley

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Hello,
I'm looking for some advice please on our Laya renewal (1st Feb) We are 2 adults and 2 children (<10yrs) Children are on Essential Connect Family and the adults were on Precision 450 Connect (although renewal states it's changed to 300 Connect now) We are late forties and keen to have some cover for the private/hi-tec hospitals in Dublin but financially we need to cut back, and the renewal has taken a hike.

We don't visit the GP much so that's not our main concern. No health issues at the moment. Just want to have adequate cover in place for any potential hospital admissions or out-patient tx. Children are on the one free offer so I presume that's already the best value for them. Can anyone suggest a cheaper plan that the two of us could move to?

Any advice greatly appreciated.
 
Last edited:
Hi Charley,

Childrens Option - Laya special offer.
Regarding the children, the cheapest plan as part of the special offer for children is as follows;
1. Laya Essential Health 300; @ price 256pa for all children; all public, private and some hi-tech hospital cover; private excess capped at 300 x 2 max
per year for all admissions. Day case excess 125 per procedure.

VHI Childrens Option
2. VHI One Plan 150; price 197 per child; all public, private and some Beacon hospital cover. private excess capped at 150 x 2 max per year for all admisssions, day case excess 150 per procedure.
https://www.hia.ie/comparison-tool/#/plan-comparison?plansAndProfiles=W3siaWQiOjEsImFnZSI6MTIsIm1pbk1heFByaWNlIjpbMCw2NTAwXSwibWluTWF4RXhjZXNzIjpbMCw2MDBdLCJwbGFuVHlwZSI6MSwicGxhbnNTZWxlY3RlZCI6WzEyOTEsMTU1M10sInBsYW5zIjp7ImRhdGEiOltdLCJsb2FkaW5nIjp0cnVlfSwicGxhbnNTZWxlY3RlZERhdGEiOltdLCJhcHBsaWNhdGlvbiI6eyJ0b2dnbGVfc2Nyb2xsTG9jayI6ZmFsc2UsInBsYW5fZGV0YWlsX2lkIjotMX19XQ==

Adult Options
The cheapest plan on the market with private hospital cover is as follows;
1. Laya Precision 600 Connect; price 711pa; all public and a selected list of private hospitals covered(Dublin hospitals covered are Hermitage and Santry Sports Clinic). Private excess 600 per admission and day case excess is 175 per procedure.

An alternative option is with VHI, details as follows;
2. VHI One Plan 500; price 760pa; all public, private and some Beacon hospital cover; (Dublin hospitals included are The Hermitage, Bons Secours
Dublin, Santry Sports Clinic, St Vincents Private Elm Park D4 and some Beacon Cover) The private hospital excess is capped at 500 x 2 max per
year for all admissions, day case excess 150 per procedure.
https://www.hia.ie/comparison-tool/#/plan-comparison?plansAndProfiles=W3siaWQiOjEsImFnZSI6MjYsIm1pbk1heFByaWNlIjpbMCw2NTAwXSwibWluTWF4RXhjZXNzIjpbMCw2MDBdLCJwbGFuVHlwZSI6MSwicGxhbnNTZWxlY3RlZCI6WzE0MDIsMTI5OV0sInBsYW5zIjp7ImRhdGEiOltdLCJsb2FkaW5nIjp0cnVlfSwicGxhbnNTZWxlY3RlZERhdGEiOltdLCJhcHBsaWNhdGlvbiI6eyJ0b2dnbGVfc2Nyb2xsTG9jayI6ZmFsc2UsInBsYW5fZGV0YWlsX2lkIjotMX19XQ==

To avail of the Laya child offer, one adult must also choose a Laya plan.

With a renewal date of 1st Feb 2020, you will have until 14th Feb to change your mind.

Regards, Snowyb
 
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