Like many I am totally baffle by the PHI schemes on offer. Looking to switch to Laya's Essential Connect Family Plan (2200 for 2 adults/2 children) from VHI (1 HealthPlus Excess, 1 Teachers Plan 2 x One Plus children) as can't seem to find any significant differences in the plans except Laya's is 1000+ cheaper. In my mind the main considerations are 1) semi private room in private hospital, 2) cardiac cover & 3) orthopaedic cover. Not concerned over the bells and whistles.
Looking for advice please!
Looking for advice please!