Last chance to choose interest rates?

Hi,

My wife and I are aiming to purchase a property very shortly (Offer accepted and will be paying a booking deposit tomorrow).

We are approved by BOI in principle and are hoping to fix for 5 years, given all the up-coming interest rates hikes. However I was wondering at what point are we guaranteed the rates that we have been given? Would it be when we sign the offer letter or at the second in which we actually draw down the mortgage?

Thanks,
SD.

Sargent_Duck said:

Would it be when we sign the offer letter or at the second in which we actually draw down the mortgage?

Click to expand...

The date the mortgage cheque is cashed.

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