Large Deposit-looking for best return

[pennies]

I have a sum if 100k I wish to put on deposit. I am looking for the best secure return and would not need access to it in the medium term. Looking for advice on where to put this lump sum? tnx

 

[Lightning]

Have you read the best buys?

How long can you lock for?

Are you happy with money in an Irish bank or do you want it elsewhere?

 

[Daddy]

Maybe NIB E Saver a/c.

I have 2 accounts one in my name and one in my wife's name.

Maximum 50k.

Interest 3% gross.

Instant access.

If you reduce your principal in any month you get 1% interest for that entire month and then reert again to 3% the following month.

Not bad return, instant access and Danish owned.

 

[Bigmc]

Ulster bank & Kbc bank both paying 3.5% for 1 year term