Hi,
Just looking for some advice on a claim that has been accepted by my house insurance provider.
My laptopwater split on it while it was in the house. The laptop was an IBM t41, model 1gb ram 40gb hard drive. The insurance provider arranged collection of laptop and sent it to a third party laptop repair company for evaluation. They said it was a dead duck.
The insurance company got back to me and said they were happy to pay out on this. So that was good, but they said they checked online and said 700 would be what a similiar model would cost now.
They said they got this figure from laptopsdirect.
So i checked laptop direct and found the model most similiar to mine is
a Thank pad t61 which comes in at 1191.28
Im an IT developer so a crappy laptop is no good to me.
I told them this and they said my laptop was 2+ years old and they not going to replace it with the model above.
My policy is new for old.
I am happy that they are going to pay out as it was my own fault, but on the other hand this is why i pay house insurance.
Do i tell them that i want the laptop replaced with this model or what approach should i take.
Just looking for some advice on a claim that has been accepted by my house insurance provider.
My laptopwater split on it while it was in the house. The laptop was an IBM t41, model 1gb ram 40gb hard drive. The insurance provider arranged collection of laptop and sent it to a third party laptop repair company for evaluation. They said it was a dead duck.
The insurance company got back to me and said they were happy to pay out on this. So that was good, but they said they checked online and said 700 would be what a similiar model would cost now.
They said they got this figure from laptopsdirect.
So i checked laptop direct and found the model most similiar to mine is
a Thank pad t61 which comes in at 1191.28
Im an IT developer so a crappy laptop is no good to me.
I told them this and they said my laptop was 2+ years old and they not going to replace it with the model above.
My policy is new for old.
I am happy that they are going to pay out as it was my own fault, but on the other hand this is why i pay house insurance.
Do i tell them that i want the laptop replaced with this model or what approach should i take.