HSA / HSF / Bupa / VHI
ClubMan,
I'm just after re-reading the terms on the Bupa site i.e. item 8(g) which mentioned the €55,000 & €65,000 limits.
[broken link removed]
After reading this again (all of item 8) , I think item 8 actually refers to benefits *not* covered.
At the beginning of item 8 it states:-
"We will not pay benefits for any of the following"
Then at point 8(g) it states:-
"Treatment you receive outside Ireland"
which seems to indicate that the insurance does not cover this, though there are various scenarios in which the insurance will cover treatment received abroad. These are all listed in 8(g).
Point 8(g) also goes onto to state:-
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We will only pay benefits up to an overall total per episode of illness of €55,000 for Essential, Essential Plus and Gold Scheme members and €65,000 for members of the Health Manager scheme for the cost of all treatment
received outside Ireland each year. These limits apply to each person per episode of illness. This exclusion or the benefit limits of €55,000 or €65,000 will not apply to treatment that we have agreed you may receive in a BUPA Ireland participating hospital in the UK because the treatment was not available in Ireland.
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So, I think this €55,000 / €65,000 threshold only applies to certain treatment received outside Ireland and received in certain circumstances. As far as I can tell it does not apply to treatment received in Ireland.
I can't seem to locate any similar threshold for hospital treatment received *in* Ireland.
Can anyone else.....?