KBC has suggested I move my current account to them to get 0.2% mortgage rate cut

B

buckfast

Registered User
Messages
47
HI All

KBC has offered a lower interest rate for our mortgage if my wife and i switch our current accounts to KBC (i am currently with BOI, she is with UB).

Just wondering if you advise this and what are the pros/cons.

The Rate change is 3.89% to 3.69% if i switch.

Thanks
 
All for people switching banks. But that's not a game changer in interest rate.
 
I see no cons to this at all.

0.2% on a €200,000 is €400 a year.

The fees appear to be roughly the same. [broken link removed]

Brendan
 
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