KBC fixed mortgage, best option before BOI takeover

[jaykay]

Hi,
I have one year left on a KBC fixed rate mortgage of 2.6%. Remaining balance is €154k. Current LTV is about 20%. I believe I can break that contract with KBC and refix at one of the current KBC fixed rates.
I don't want to get to a point where BOI take over the loan in a year, then I am stuck with their (worst in the market) rates when I try to get a new fixed rate.
Any tips appreciated.

 

[Paul F]

Any tips appreciated.

@jaykay Please post your mortgage details in the switcher thread (in the format shown in the first post). I'll estimate the savings you would make from switching to different KBC rates (or to another lender if you want to go that route).