KBC Extra Regular Saver threshold

Yes, you miss out on most of the interest. You are not entitled to the bonus element of the interest.
 
Letter in the door this morning. Rate has been cut(again!) effective from 18th November. Please can you confirm and update the deposits page CiaranT.

Standard variable rate is 0.25% AER
Bonus rate is 1.00% reduced from 1.50% effective from November 19th.
 
Letter in the door this morning. Rate has been cut(again!) effective from 18th November. Please can you confirm and update the deposits page CiaranT.
Yes, and with an effective rate of approx. 0.84% after DIRT tax has been taken (I'm basing that on 33% DIRT for year 2020 and onwards) that puts it below even a State Savings 5 year savings certificate (although I know with that you have to commit for five years to get the full return, albeit you can get your original money back earlier if you need to). Very disappointing.