Hi Kerk,
Had similar experience 6 years ago. Made my claim and very similar to yours, hospital but apart from 2 broken ribs and a cracked sternum all ok and discharged that day.
My experience in Talaght was not good, on a Sunday am. In corridor with drunks and drug addicts plus other patients. One poor doctor got threatened with fists if he did not remove the drip inserted in a drug addicts arm, while the patient would not let him near him. It was frightening, I had oxogen which became detached, good there were no smokers around.
Anyway claimed from my insurance and they offered me about 2/3rds the value of the car. I went to my supplier and he gave me a letter stating the value of my car, partly due to the very low mileage, and they paid accordingly. Luckily I had insured my no-claims bonus so no increase. Good luck with your claim, dont be too soft wth the insurance. Browtal