Hey.
Myself and my girlfriend and wanting to get a house together.
I work full time and earn €34k with the possibility of 20% bonus during the year, Normally I'll get 12-14%
She is on disability payments, She wants to find work but with her disability it's hard. Basically she could work 2-3 hours per day max. ( She has brittle bones )
From disability payments she gets about 10k per year ( roughly )
Am i right in saying that I can only apply for a mortgage on my own ?... as she is not working ?
Or would they take her income into consideration.
And finally, If it's on my wages they look at what is a realistic expectation of a mortgage for 20 years / 25 year / 30 years
thank you.