Joint Current Account Changing Mandate Witness

Barlow08

Registered User
Messages
12
We are looking to change the mandate on our joint current account, we have the form to sign, however it asks for an appropriate 3rd party witness.

What is a 3rd party witness? Can this be a neighbour?
 
as far as i know the witness is usually a bank official or some one of independent standing
 
Unless it states otherwise it can be any adult over 18 not connected to the people signing.
 
In regard to any adult i feel a problem could arise if it was claimed that one of the signatures was a forgery and it was not possible to get the adult to verify