Joint assessment

Hi married since 2021 but stupidly have been taxed as single people as we havnt a clue about tax. Husband is the higher earner. I’m currently on maternity leave but when I return to work next year I earn roughly 28k before tax. Should I keep my personal tax credit so I’m not hammered?? We want the most to benefit our family. TIA

Joint assessment​

Joint assessment is the option that benefits most couples. Under joint assessment you are chargeable to tax on your combined total income.

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You can go back 4 years if necessary and if thatt benefits you - i.e. 2020, 2021, 2022 and 2023 if you do this before the end of 2024.

ClubMan said:

You can go back 4 years if necessary and if thatt benefits you - i.e. 2020, 2021, 2022 and 2023 if you do this before the end of 2024.

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Ok perfect I’ll definitely do that. My husband earns roughly 52k so there’s a big difference just still unsure the tax credits

Tink22 said:

Ok perfect I’ll definitely do that. My husband earns roughly 52k so there’s a big difference just still unsure the tax credits

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Use a calculator like this to get an idea of how the joint and individual assessment approaches compare for your situation: