My dad had an account everyday account and a savings account attached. A few. Months before he past he put my brother on both account. When he pasted away all funeral expenses where able to be paid as my brother was now Co owner of this account. There is a few thousand not a whole lot in account now. With my brother been Co owner can he take out rest of money. No family friction. If he took it out he would divide it evenly. Just that read in line if it is less than 25k and in a joint account he can access it.