Been back in Ireland a couple of years after a long time in UK, presently employed not making pension contributions (age 51, salary €80k) have various UK pensions. Employer has a PRSA but does not make any contributions. Not too auf fait with Irish pensions. If I joined the company one is the pension provider defined e.g. Irish Life etc or do I still need to find my own?
Given the company makes no contribution am I better to source my own pension provider or do I need to use the one in the company PRSA. Are there threads on here recommending one pension provider versus another. I believe I can also back date contributions to 2020 provided I do so before October of this year.
I may or may not stay with this employer and given the forthcoming AE am I better to wait for AE, if I started this could I transfer it into an AE scheme later and would there be large charges if that was possible?