Hi, I have been offered a fixed rate for 3 years of 4.95 APR is 4.44
And a variable rate of 3.85 APR is 3.92..
Im not too sure yet of the cost per thousand,but wonder how the above rates look to others?
Thanks, I should have added that Im switching mortgage lenders and this may have some effect on the interest rate..mainly because I have part of it on interest only,and want to continue on part interest only for two years.