Is the distribution of my wages good enough to get a mortgage?

Your post is a bit longwinded and unclear. Are you thinking of applying for a mortgage application on your own or getting it with your housemate?
 
I don't think that the bank would really care.

But you should be paying off your credit card in full every month and not just the minimum balance

Brendan
 
Your post is a bit longwinded and unclear. Are you thinking of applying for a mortgage application on your own or getting it with your housemate?

+1

I think this is relevant to the mortgage you might get.
 
I don't think that the bank would really care.

But you should be paying off your credit card in full every month and not just the minimum balance

Brendan

Thanks for your reply. It is paid off though, I just like to keep it in positive credit in case I need to book a holiday or something.