I am in my current employment since 2004 and eligible for the company pension since 2006. Up until now its a non contributory defined benefit scheme. This is now changing and we are being asked to contribute. My problem is that I have had a personal pension since 1999. I spoke to someone in work yesterday who said that it was illegal to have this when I am in a pension scheme in work due to the fact that I would be getting tax relief on the personal pension. He said that revene could make me pay all the tax relief claimed along with a fine. I checked with the company i have the pension with and the amount that i pay every month is the gross amount. They said that iits up to me to claim the tax back myself by way of sending in a cert every year. I have no recollection of ever doing this so i doubt i did. Can anyone advise me what to do and also what my options are regarding this pension(cancelling it, getting some sort of refund or possibly transferring it to the company pension)