cheers both for the replies.
Is mortgage protection insurance which I am paying not sufficient with regard to protecting bank if house burns down or is that more in case I burn down?
If you have home insurance and/or mortgage protection life assurance through your lender then bear in mind that you can shop around for these elsewhere and may get better value with other providers.Thanks all.
My premium has gone up a lot this year and the factors I was given were reasonable so that's what got me thinking about whether or not I really needed it given that I was not obliged to have it.
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