Thanks.
It was a loan arrangement with a 2 year payback period and with a drawdown period of 1 year I believe, not a mortgage as such. Was one of the foreign banks, not certain which one, but you may guess. There was overshoot and this concurred with the 'financial crisis' emergence. The bank refused a drawdown extension without discussion or reason. The drawdown amout was repaid with interest as project could not proceed without funds. Bank still seeking the 'arrangement fee'. His solicitor says it could go either way if persued. Would like a few opinions on this in the meantime.