3.25% up to €20,000
2.00% from €20,000 with no maximum
Note 1: Instant access
Note 2: Interest paid annually.
Note 3: Interest rate includes a "bonus" of 1.25% that expires on 1 Jan 2011
Note 4: No online access to account provided.
Note 5: An individual can open two accounts, meaning they can benefit from this rate up to €40,000 if 2 accounts are open and each account holds no more than €20,000.
Deposit Protection: Irish Government Bank Guarantee Scheme until September 30th 2010, Irish Deposit Protection Scheme only from October 1st 2010.
Deposit Safety: Moodys have rated Irish Nationwide as having a "E+ financial strength rating". The first €100,000 per person on deposit is protected beyond October 1st 2010, therefore, it has been suggested by several posters that you do not exceed €100,000 beyond this date.