Hi All,
It's been a while since I last posted here, but I've a couple of queries. I unfortunately amassed about 12k on my visa card which I could no longer pay off, so I returned card to visa in Dublin cupla years ago. Unfortunately I'd been living off it after the demise of a rather disastrous marriage when I'd been left with no settlement.
I live in Britain, but last year I was fortunate to get a 6 month work contract in Ireland. So I went in in person to my bank to tell them I wished to start paying off some of my debt, which I duly did. Unfortunately the work ended close to NOvember, so I returned to reside again in UK. I'm presently filling out their table of incomings/outgoings etc etc....and as I'm not yet employed am again on the breadline whilst studying. I cannot afford to make ANY repayments now.
I'm about to complete the forms to send to the visa company, one thing worries me though. I hope this doesn't seem like a trivial issue (and I know many have it waaay tougher than me)-but by declaring I own my small flat over here, is there any possibility once they have this knowledge, they could try force me to sell a UK property over this debt in Ireland??
Any advice or opinions would greatly help. Thanks everyone.