Irish Nationwaide mortgage from 2005

[SomeRandomer]

Hi all, I had a variable rate mortgage with Irish Nationwide from 2005 which turned into the whole Shoreline / Pepper debacle. The mortgage is now a standard variable with BoI.

I was originally never offered a tracker mortgage with Irish Nationwide - should I have been? If so do I have a right to a tracker now with BoI?

 

[RedOnion]

Look here.
https://www.askaboutmoney.com/threa...cker-although-trackers-were-available.205861/

But separately, you shouldn't be staying on the SVR with BoI. Can you switch lender, or change to their fixed rate?

 

[SomeRandomer]

Hi thanks, looks like there was no requirement to offer me a tracker mortgage at the time.

Currently I work abroad and don't live in the property, so banks consider it an investemnt property as I don't live there. I plan to move back to Dublin this year though so hopefully then I can switch to another lender.

 

[Brendan Burgess]

I was originally never offered a tracker mortgage with Irish Nationwide

Irish Nationwide never did trackers, if I remember correctly.

Brendan