RainyDay said:Are you making the most of any pension opportunities open to you? What's your attitude to risk? Have you considered straight stock market investments? Personally, I think you'd be crazy to rush off the Budapest or elsewhere. Have a good read of the Guide and consider paying for professional investment advice from an Authorised Advisor.
I didn't 'advise on straight stock market investment rather than overseas property'. I asked OP if they had considered a straight stock market investment. There's a big difference - no recommendation at all there.Culchie said:Could you please explain why you advise on straight stock market investment rather than overseas property?
LOL, the question will never be answered, I admire your elusiveness.
OK, to put in in plain English.
Could someone from askaboutmoney.com please give their reasons why they seem to prefer investment in stockmarkets rather than property.
Please provide proof of findings e.g Property indices V's Stock Market indices (or any other objective proof).
asdfg said:
See the Investors Handbook from First Active Pg 39
I tried entering the details but when I Preview post the information is all over the place
Long term returns to 31st December 2003 % Annualised Return
Property returns 13.1 over 30 years
Irish Equities returns 15.5 over 30 years
Source Datastream IPFPUTMoneymate.
So 10,000 invested in property 30 years prior to 2003 was worth 402,000 in 2003 and 10,000 invested in equities was worth 754,000 in 2003
or perhaps I'm missing something
If you need details of other periods I'll post here
Culchie said:The last 5,10 and 20 years please
So in 5 or 10 or 15 years time when we look back, equities could very well be lagging behind property investment over those periods (even the 20,25 and 30 year timeframes).
Gearing can magnify gains but they can also magnify losses if markets go in the other direction - e.g. the market falls and you carry a loss and still owe the capital borrowed to invest in the first place. With non geared investments you simply carry the loss. Swings and roundabouts...ecstatic said:Say im geared times 4x on my property and i put down 100k.
Gearing and purchasing might is now 100k + 400k = 500k
I buy stocks with my 100K and the stock goes up 50% and i come to 150K value.
My house goes up 12% say and its worth 560k.
Rubbish - See Etrade margin investing accountecstatic said:It is virtually impossible to gear your investments on the stock market whereas it is not on the property market IE: you can gear.
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