Invest where?

If you don't have a pension start one immediately and backdate your AVC contributions by as much as you can with the inheritance.

Aside from that I would not do much else with the inheritance until you can figure things out with your husband. The KBC extra regular saver account is a half decent return for balances up to 40k, I would open one of those in your own name and maybe prize bonds or something else with the remainder after the pension contributions.

You say your husband is earning but is not good with money. Can you get him to setup a standing order for each payday for a reasonable contribution to the joint account / mortgage? You may have this already but it's not clear from your post. Ideally the joint account would take all his wages and drip feed him a reasonable allowance / whatever he needs on a weekly basis so he has a continuous stream as opposed to a large monthly sum.
 
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