Insurance rebate on crashed car

I

ivorystraws

Registered User
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480
Hi,

Is it possible to get money back from your insurance company in the instance where a vehicle will not be used on the road ever again (i.e. crashed)? Also, is this possible with the vehicle Tax also?
 
motor tax is recoverable as long as the car is certified as crushed, a reputable breaker will do this for you.

The insurance can be a bit more complex. If the policy is in it's first year, there may be penalty charges which would wipe out the rebate. If a claim was made resulting in the car being written off, then the policy can be deemed to be used up and a fresh proposal form required to take out a new policy next time round. not many companies now reuire this, but it was common years ago.

If a claim was made rsulting in the car being written off, then the company may say no to a rebate. however, an argument can be made for a rebate of the Third Party element of the premium as there is no limit to that part of the policy.

You can only try, and the worst they can say is NO
 
Thanks for the detailed response. The car won't be crushed as I'll probably sell it to a dismantler for spares/parts and I heard somewhere that I can obtain some type of cert from the Gardai to get a Motor Tax rebate.

As regards the insurance rebate, I only had 3rd party F&T so there has been no claim made but maybe speaking to the insurance company may afect my insurance even though I didn't claim?
 
You can only get a motor tax rebate if there is at least 3 full months left on it. You don't get the full amount back, they take €10 for admin etc.
 
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