His current insurers are obliged to deal with him if he cant get cover elsewhere.
But do you mean "difficulty in obtaining a reasonable renewal quote?
He needs to get 3 written declinature letters from insurers and then his old insurer has to deal with him.
I'm going to guess he's probably continued to drive for these 6 months he's been off cover if that is his attitude.
Insurers have access to the licence database so I wouldnt do that. If he has a claim he will be quickly found out and the could find himself with a judgement against himself for a large claim.
There seems to be an attitude within insurance companies that if a person has a break in insurance for some reason it is assumed they are still driving uninsured or are hiding something thus resulting in problems getting cover later.He would not dream of driving while his insurance has lapsed over the past six months and I have no idea how you came to that conclusion ! .
Also there is currently no claim against him of any sort .But I take your point that if he failed to disclose the impending prosecution while sourcing a new policy and subsaquently had a claim then his policy would not cover him.
He would not dream of driving while his insurance has lapsed over the past six months and I have no idea how you came to that conclusion !
Hi W
What was he doing at the time?
It seems to be on the lower scale of motoring offences.
Brendan
That would be the best option really.I suppose it might be best hold off on getting insurance until after court case when with a bit of luck he might end up with a clean slate.
He is not facing any prosecution until such time as he gets a summons.
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