We were approved for a mortgage of 290,000 but have seen a property that we will need to borrow 300,000 for, we have asked our broker to see if it can be increased but she is yet to come back. would a 10,000 increase make much difference or could they refuse?? The approval is with PTSB.
I am selling my property and will have €80K - new property is €365,000 plus stamp is €21k and we have some savings so we will need 300K mortgage. I am earning €28K with annual bonus of €3k and my partner earns €32K - should we qualify for €300K, we have no loans or other debts and both in full time employment.
I am selling my property and will have €80K - new property is €365,000 plus stamp is €21k and we have some savings so we will need 300K mortgage. I am earning €28K with annual bonus of €3k and my partner earns €32K - should we qualify for €300K, we have no loans or other debts and both in full time employment.