Hi i'm researching this at the moment. I have critical illness cover (CIC) but am thinking of switching and getting a lower cost CIC together with a Income protectdion policy. Any personal experiences of these products and their benefits would be great. Between CIC and Income protection together with car, household, and mortgage protection - a lot of my wages is eaten up by insurance that will most probably not be used. I'm trying to reduce costs here while keeping myself covered. Any suggestions?
Thanks.
Thanks.