My mortgage is currently with PTSB. I dont really want to sell as i was hoping to keep the apartment as a pension, I was thinking of more renting it out which i currently am and it covers my mortgage (it is in my tracker agreement that i can rent). So I currently am not paying a mortgage and fortunate enough to be living in one of my parents houses they lease rent free, so I can save 3200 per month between me and my fiance.
Would a bank even consider giving me a second mortgage of approx 170-180K?