Deferred member of occupational scheme with very small DB pension and much larger DC, both from same previous employment, 43 yo. I joined 6 weeks before hybrid scheme closed, replaced by full DC scheme.
Would presence of DB have any impact on future flexibility around DC fund options, such as early access to lump sum and transfer to ARF?
If so, can I address through transfer value request or by other means?
Would presence of DB have any impact on future flexibility around DC fund options, such as early access to lump sum and transfer to ARF?
If so, can I address through transfer value request or by other means?