ICS mortgages

Anyone

They are generally expensive. Forget about the two year rate. What rate will you be on after two years?

Cheap introductory rates sound like good value, because you can switch after two years. Unfortunately, most people don't get around to switching.

Brendan

What? No, they are not. I have recently applied for a loan with them, as well as PTSB, AIB and BoS. They have more competitive rates than PTSB and AIB. ICS is just more strict when it comes to lending criteria.

I haven't kept up to date with the very recent changes, but ICS and Ptsb have rarely been in the Best Buys tables. AIB were comparatively cheap so it surprises me if that the ICS trackers are cheaper than AIB.

Brendan