ICB & Closed Credit Card

T

Thomas1

Registered User
Messages
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Hi Guys

I've an old credit card facility that was closed in 2012 and "scheduled deletion date" per my ICB is April 1st 2017. I'm just wondering if I run a check on myself on April 2nd, will this have automatically been deleted?

I had a row about interest with MBNA before closing the account and the last payment was late. I want to apply for a mortgage but don't want to get into explaining the story to another lender.

So I'm just wondering if the deletion is immediate or is there a months administrative delay or something?

Many thanks
Tom
 
I'd be interested in any information on that too. My scheduled deletion date is soon too.
 
Apparently there is a number on your latest report you can call. I couldn't find a an answer to your specific question on their website.
Let us know how you get on anyway.
 
Request a copy of your ICB record and find out. It costs €3 and you'll have it Monday or Tuesday.


Steven
http://www.bluewaterfp.ie (www.bluewaterfp.ie)
 
Great stuff Thomas! Bit of a relief I'd say.:) So it is automatically deleted on the date specified. It's good to know.
 
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