hi folks, and thanks in advance for any info provided.
i have just received my report from the icb. there is only one thing detailed on it and that is an MBNA credit card. it shows the balance as at mid Jan, the credit limit and there is a tick on the last 9 payments indicating that my payment history with them is fine (which is funny because nearly all of my last 5 payments have been well overdue)
thin g is i have other personal loans (2) and another CC. but there is no mention of these anywhere on my report.
i submitted my name, my address, my pre-marriage name and my old address going back 10 ears ago, so they defo have all my details,
i am wondering if this is the same report a financial institution would see? its just curiosity on my part. because if institutions can see more then i would be arguing that the icb charging 6 euro for a report that would be effectively useless is a disgrace.
any ideas?
i have just received my report from the icb. there is only one thing detailed on it and that is an MBNA credit card. it shows the balance as at mid Jan, the credit limit and there is a tick on the last 9 payments indicating that my payment history with them is fine (which is funny because nearly all of my last 5 payments have been well overdue)
thin g is i have other personal loans (2) and another CC. but there is no mention of these anywhere on my report.
i submitted my name, my address, my pre-marriage name and my old address going back 10 ears ago, so they defo have all my details,
i am wondering if this is the same report a financial institution would see? its just curiosity on my part. because if institutions can see more then i would be arguing that the icb charging 6 euro for a report that would be effectively useless is a disgrace.
any ideas?