I would suggest you get financial advice, I would suggest someone like Rory gillen , he has given a lot of advice on this site previously. Obviously you will have to pay for this but relative to the large amount of money you have it would be insignificant. He has contributed to the investment trust thread on this site and is highly knowledgeable. I have no connection with him and do not even subscribe to his services but even the free advice he gives is bang on. Obviously with such a large amount of money sitting in state savings means you are very risk adverse. Even though the stock markets have done well over the last decade , a lot of it is recovery from the big financial crash and even during that recovery there have been several rapid sell offs where up to 15 percent was wiped off a share portfolio in the space of a month, you only remember this when you have your own money invested.
Financial advisors have got a bad reputation in Ireland because they were linked to the banks selling their own products previously, it seemed like a good deal at the time because it was free and the advisor was a local guy or gal who had no reputation to protect, they were just employees of the banks getting commission for selling banks products.
Financial advisors have got a bad reputation in Ireland because they were linked to the banks selling their own products previously, it seemed like a good deal at the time because it was free and the advisor was a local guy or gal who had no reputation to protect, they were just employees of the banks getting commission for selling banks products.